Dave Ramsey's Seven Baby Steps

Dave Ramsey
  1. $1000 to start emergency fund
  2. Pay off all debts using debt snowball
  3. 3 to 6 months living expenses in savings
  4. Invest 15% of household income into Roth IRA & pre-tax retirement
  5. College funding for the children
  6. Pay off house early
  7. Build wealth and Give!!